Practice 03 — Compliance

Regulation as infrastructure.

Compliance that runs at the speed of your product. Senior advisors who translate evolving Dutch, EU, and audit frameworks — Wwft, DORA, AI Act, Sanctions, GDPR, ISO, SOC 2 — into operational workflows your engineers can ship.

Most compliance functions slow the business down.
Ours speeds it up.

We work directly with Product and Engineering — embedding controls during the design phase, not bolting them on after launch. We automate transaction monitoring and reporting to remove operational drag, not add it.

Where we operate inside your organisation.

01

Regulatory Strategy & Compliance

Translate Wwft, Sanctions Act, DORA into repeatable operational workflows. Act as primary liaison with DNB and AFM. Manage UAR submissions to FIU-Netherlands and equivalent bodies.

02

Financial Crime & Second-Line

Final escalation authority on AML, sanctions, adverse media. Enhanced Due Diligence for high-risk clients with complex UBO structures. Systematic Integrity Risk Analysis (SIRA) operated as a living document.

03

Third-Party & Operational Resilience

DORA-aligned vendor due diligence on critical fintech and banking partners. Multi-layer audit engagements. Control mapping that survives a regulator's request for evidence.

04

Privacy, GDPR & AI Governance

AP-compliant breach protocols. EU AI Act-aligned risk categorisation and transparency documentation. Ethical and legal review of every consequential AI deployment.

05

Compliance by Design

Embed controls during product design. Automate transaction monitoring and reporting. Measurable reduction in false positives — operational hours saved, not just dashboards.

06

Governance & Culture

Strategic advisor on Risk Acceptance Forum. Senior-management alignment of growth appetite and risk-based decisions. Specialised training: AML, Sanctions, GDPR, AI ethics.

The frameworks we operate against —
and what we do with each.

FrameworkCoverageOperational output
DORA
Digital Operational Resilience Act
ICT risk, third-party risk, incident reporting, resilience testing, information sharingControl library · vendor mapping · incident runbooks
Wwft
Dutch AML Act
Customer due diligence, UBO verification, transaction monitoring, UAR submissionSIRA · CDD workflows · FIU pipeline
EU AI ActRisk classification, transparency obligations, conformity assessment, post-market monitoringAI risk register · model cards · HITL gates
GDPRLawful basis, DPIA, breach notification, data subject rights, international transfersDPIA library · AP-ready breach protocol
Sanctions ActScreening, designation lists, evasion typologies, escalation thresholdsReal-time screening · automated escalation
NIS2 · CERCritical-entity resilience, supply-chain security, incident notificationControl mapping · regulator coordination
ISO 27001 · 27701 · 42001Information security, privacy information management, AI management system controlsControl register · audit evidence · corrective-action tracking
SOC 2
Trust Services Criteria
Security, availability, confidentiality, processing integrity, privacy control evidenceTSC mapping · evidence pack · exception register
EBA GuidelinesICT and security risk, outsourcing, ML/TF risk factorsOutsourcing register · control evidence

Measured in operational hours, not policy pages.

0%
False-positive reduction
In automated transaction monitoring, sustained 12-month average.
0h
Remediation plan
From finding to documented remediation plan, in DORA & Wwft incidents.
0%
Audit-trail completeness
Every decision queryable, retained per regulator's retention schedule.
0d
Embedded within
Senior compliance advisor inside your team. Operations brief in 30.

Fractional. Embedded. Or programme-led.

We do not staff out generic auditors. Every Ophanix compliance engagement is led by a senior practitioner with named regulator relationships — operating inside your team for the duration.

SHAPE / 01

Fractional MLRO / DPO

Named senior accountable for AML, sanctions, or data protection. Regulator-facing. Operates 2–3 days per week with on-call escalation. Ideal for Series B–D fintechs.

SHAPE / 02

Embedded Programme

Full-time embedded team for DORA readiness, AI Act conformity, or AML remediation. Architecture-led. Integrated with engineering. Time-boxed to outcome, not retainer.

SHAPE / 03

Standing Advisory

Quarterly Risk Acceptance Forum participation. Annual SIRA refresh. On-call for inspections, incidents, novel regulatory questions. Lightweight, durable, defensible.

Engage

Compliance, treated like infrastructure.

Senior practitioner introduction within five business days. Operations brief in 30. We do not do strategy decks — we do controls, evidence, and regulator relationships.

Speak with a Practitioner AI Governance Detail